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Taktile has secured $54 million in Series B funding to enhance its AI-powered decision-making platform for financial institutions, helping banks and fintechs optimize risk management. The company has expanded its customer base across 24 markets, serving major players like Allianz and Rakuten Bank while receiving industry recognition for its impact. With AI adoption in financial services growing, Taktile’s platform enables risk teams to improve decision workflows, ensuring compliance and efficiency at scale.
How Taktile’s Latest Funding Boosts AI-Driven Risk Management
Taktile has secured $54 million in Series B funding to expand its AI-powered decision-making platform for financial institutions. The investment round was led by Balderton Capital, with participation from Index Ventures, Tiger Global, Y Combinator, Prosus Ventures, Visionaries Club, and former US Treasury Secretary Larry Summers. This brings Taktile’s total funding to $79 million.
The company focuses on helping fintechs, banks, and insurers optimize risk management across the customer lifecycle. AI-driven decisioning plays a critical role in financial services, where errors in credit underwriting, fraud detection, and compliance monitoring can lead to substantial losses. Taktile’s platform provides teams with the tools to manage these risks efficiently while maintaining transparency and control.
Why Banks and Fintechs Struggle with AI Adoption in Risk Management
Many financial institutions face difficulties integrating AI into risk management workflows. One major challenge is the lack of skilled engineers capable of developing and maintaining AI models. AI-powered automation requires precision, particularly in high-stakes industries where incorrect decisions can result in regulatory penalties, loan defaults, or fraud losses.
Financial institutions must also navigate strict compliance requirements. Regulators demand transparency in decision-making, yet many AI models operate as black boxes, making it difficult to justify risk assessments. Institutions often rely on fragmented decisioning systems that are coded in-house, increasing operational complexity and limiting adaptability.
Taktile’s Solution: AI-Powered Decisioning at Scale
Taktile enables banks and fintechs to build, test, and refine decision workflows without needing extensive engineering resources. The platform allows risk teams to control AI-driven decisioning, ensuring compliance while improving efficiency.
Key capabilities include:
- Automated credit underwriting – AI-powered decisioning for faster loan approvals with reduced risk exposure.
- Fraud detection and prevention – Real-time monitoring to identify suspicious activity and minimize losses.
- Transaction monitoring – AI-driven controls to detect money laundering and ensure regulatory compliance.
- Scalable policy management – Customizable decision logic that adapts to evolving risk conditions.
By equipping teams with no-code and low-code tools, Taktile reduces reliance on manual decisioning while maintaining transparency. The platform integrates with existing financial systems, allowing businesses to iterate and optimize their risk strategies efficiently.
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Major Growth and Industry Recognition Fuel Taktile’s Expansion
Taktile has significantly expanded its customer base, growing fourfold in 2024. The company’s decisioning platform now serves financial institutions across 24 markets, including fintech firms such as Mercury, Kueski, and Zilch. Major banks and insurers, including Allianz and Rakuten Bank, have also adopted the platform.
Industry recognition further validates Taktile’s impact. The company has been named a category leader by G2 for three consecutive quarters, receiving 12 accolades in its Winter 2025 report. At the 2024 Banking Tech Awards USA, Taktile won the “Tech of the Future – Decision Making” award. These achievements highlight the increasing demand for AI-driven decisioning solutions in financial services.
How Financial Institutions Benefit from Taktile’s Technology
Financial institutions using Taktile’s platform report significant improvements in efficiency and cost savings. Zilch reduced service provider and usage costs by 50% after implementing Taktile’s automated underwriting tools. The platform enabled Zippi to deploy policy logic 67% faster while doubling experimentation across fraud and credit workflows.
Breakout Finance accelerated its underwriting process by 95%, allowing its risk team to handle up to five times more applications without increasing operational overhead. Allianz Partners emphasized the importance of Taktile’s decisioning infrastructure in deploying AI models for mission-critical workflows.
By giving financial institutions the ability to refine and optimize risk strategies, Taktile helps businesses scale operations while maintaining compliance and reducing exposure to financial losses.
What This Means for the Future of AI in Financial Services
AI adoption in financial services continues to gain traction, but many institutions struggle to implement AI-driven risk management at scale. The ability to balance automation with expert oversight remains critical.
Taktile’s approach focuses on equipping risk teams with tools that ensure transparency and control. As AI decisioning becomes a standard in banking and fintech, institutions will need platforms that offer flexibility, compliance readiness, and seamless integration with existing infrastructure.
The Series B funding allows Taktile to accelerate product development and expand its reach across financial markets. With increasing regulatory scrutiny and competition from AI-driven fintech startups, financial institutions must adopt decisioning solutions that enhance accuracy while reducing complexity.
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