How To Transfer Money To Bank Account From Revolut

• Transferring money from Revolut to a bank account is generally straightforward, but fees and transfer times may vary by region and transfer type.
• Research suggests following the official Revolut app steps for the best results, including adding recipient details and reviewing fees before sending.
• It seems likely that linking your bank account to Revolut can simplify future transfers, though this depends on your location and bank.

Steps to Transfer Money

Open the Revolut App: Ensure you have the app installed and are logged in. Add funds if needed via card or bank transfer.

Add Recipient Details: Go to “Transfers,” tap “New,” and select “Bank recipient.” Enter the recipient’s details, such as name, account number, sort code (for UK), or IBAN and BIC/SWIFT (for international).

Initiate the Transfer: Choose the currency, enter the amount, review fees and estimated arrival time, then tap “Send.”

Fees and Timing

• No fees for GBP (UK) or EUR (SEPA) transfers within their regions, but small fees may apply internationally, with discounts for Premium, Metal, or Ultra plans.
• Transfer times range from seconds (e.g., Faster Payments Service in UK) to 3-5 working days (e.g., SWIFT international transfers).

For more details, visit Revolut Official Guide and Revolut Help Center.

Detailed Survey Note on Transferring Money from Revolut to a Bank Account

This note provides a comprehensive overview of the process for transferring money from a Revolut account to a bank account, based on official Revolut documentation and user experiences. It aims to cover all relevant details, ensuring users have a thorough understanding of the steps, fees, and considerations involved, especially given the variations by region and transfer type.

Overview of the Process

Transferring money from Revolut to a bank account is a common feature of the Revolut platform, which offers digital banking services primarily through its mobile app. The process is designed to be user-friendly, with options for both domestic and international transfers. The evidence leans toward following the official Revolut app steps for accuracy, as these are regularly updated and reflect current policies as of July 28, 2025.

Step-by-Step Guide

The following table outlines the detailed steps to transfer money from Revolut to a bank account, extracted from official Revolut resources:

Detailed Breakdown:

Ensure You Have a Revolut Account:

1. If you don’t already have a Revolut account, download the Revolut app for Android or iPhone and sign up. This is a prerequisite for initiating any transfers.
2. Once signed up, you can add money to your Revolut account via card, bank transfer, or other available methods, ensuring you have sufficient funds for the transfer.

Add the Recipient’s Bank Details:

1. Open the Revolut app and navigate to the “Transfers” section, typically found at the bottom of the home screen.
2. Tap “New” (or the plus symbol) to add a new recipient. Select “Bank recipient” to indicate you’re sending to a bank account.
3. Enter the recipient’s bank details, which vary by region:

• For UK bank accounts, you’ll need:
  Recipient’s full name
  Bank account number
  Sort code
• For international bank accounts, you may need:
  BIC/SWIFT code
  IBAN
  Additional information depending on the country (e.g., address or reference)

4. Double-check the details for accuracy to avoid transfer delays, as typos can lead to returned transfers or delays.

Initiate the Transfer:

1. Once the recipient is added, select them from your list of saved recipients for future ease.
2. Choose the currency you want to send (e.g., GBP for UK transfers, EUR for SEPA transfers). Ensure this matches the recipient’s account currency to avoid conversion fees.
3. Enter the amount you want to transfer.
4. Review the transfer details, including any applicable fees and the estimated arrival time, which are displayed in-app before confirmation.
5. Tap “Send” to complete the transfer. The app will process the transfer based on the selected method (e.g., Faster Payments, SEPA, SWIFT).

Fees and Exchange Rates

Fees are a critical consideration, and the evidence suggests they vary by transfer type and region:

• No Fees for Certain Transfers: There are no Revolut transfer fees for:
  GBP transfers within the UK
  EUR transfers within the SEPA region

• International Transfers: For transfers outside these regions, small fees may apply. However, customers on Premium, Metal, or Ultra plans receive discounts on these fees, making it cost-effective for frequent users.
• Exchange Rates: Revolut offers competitive exchange rates with no additional fees on weekdays within your plan’s fair usage limits. Premium, Metal, or Ultra plans have no fair usage limits, providing flexibility for larger or frequent transactions.

Before sending, always check the in-app breakdown of fees and exchange rates. For detailed fee information, refer to Revolut’s Fees Page and Fair Usage Limits.

Transfer Times and Methods

Transfer times vary significantly based on the type of transfer and destination, as summarized in the following table:

These times are estimates, and actual arrival may depend on the recipient’s bank and any intermediary banks involved. For the most accurate timeframe, check the in-app transfer tracker before sending.

Tips for a Smooth Transfer

To ensure a seamless experience, consider the following:

• Save Recipient Details: Save the recipient’s details in the app for future transfers to avoid re-entering them, saving time for recurring transfers.
• Track Transfers: Use the Revolut app to track your transfers and monitor their status, providing peace of mind.
• Double-Check Details: Always double-check the recipient’s bank details to avoid delays or errors, as incorrect information can lead to returned transfers.
• Confirm Currency and Type: Confirm with the recipient the correct currency and transfer type (e.g., SWIFT, SEPA) their bank requires, especially for international transfers.
• Contact Support if Needed: If you encounter any issues or delays, contact Revolut’s Customer Support via their help center for assistance, available at Customer Support Page.

Regional Considerations

While the process is generally consistent, there are specific notes for users in different regions:

• USA Users: For transfers within the USA in USD, there are no Revolut fees. However, wire transfers incur a $10 fee. Set up the transfer under the “Transfers” tab, ensure it’s a bank account, and follow the on-screen instructions. This aligns with user experiences shared on platforms like Reddit, confirming no fees for domestic USD transfers.
• International Users: For transfers outside the UK or SEPA region, ensure you have all required details (e.g., IBAN, BIC/SWIFT) and check for any intermediary bank fees that may apply, as Revolut has no control over these.

Linking Bank Accounts for Ease

Research suggests linking your bank account to Revolut can simplify transfers, especially for frequent users. Revolut supports links with most major banks and building societies, such as NatWest, Lloyds, Barclays, HSBC, First Direct, TSB, and Santander in the UK. Once linked, you can top up directly from your bank in-app and send money back and forth easily. For a full list of supported banks, refer to Revolut’s documentation.

Transferring money from Revolut to a bank account is a flexible and user-friendly process, with clear steps outlined in the app. By understanding the fees, transfer times, and regional variations, users can make informed decisions to ensure smooth transactions. This note incorporates all relevant details from official Revolut resources and user insights, providing a comprehensive guide as of July 2025. For the latest updates, always check the Revolut app and help center.